Primary Scope of Coverage

  • Most recent state-of-the-art Commercial Crime Forms based on ISO
  • $15 million limits available; Up to $25 million total on a program when needed
  • Paper listed with the U.S. Treasury
  • Financial strength ratings consistently Superior A+ XV
business partners

Excess Scope of Coverage

  • Follows primary policy, but no broader than the most restrictive underlying insurance policy
  • No exclusions, subject to underwriting
  • Policy will not drop down due to exhaustion of sublimits, but will recognize payment of sublimits
    • Can be amended to drop down excess of sublimits
  • Follows the underlying policy, designated as "Followed Policy," for key terms such as:
    • Cancellation
    • Discovery period
    • Notice of claims
  • Short policy form – only two pages in length


James Kardaras

Senior Territory Director

Andrew Kakol

Underwriting Consultant

Douglas McKenna

Underwriting Specialist

Katie Messenger

Underwriting Specialist
614-427-5202 / 774-289-4899

Bonnie Quinn

Senior Underwriter – Crime & Fidelity


24/7 Claims reporting is available at:


Nationwide's dedicated claims team works proactively to complete a thorough investigation of every claim and aggressively manage the defense of claims to help protect your assets. Our dedicated claims team has the experience and technical expertise in numerous jurisdictions to manage professional liability claims and complex litigation.